SWRS attorneys have over two decades of experience in insurance coverage disputes and litigation, and we boast some of the leading attorneys regionally in that field. Our coverage group offers thoughtful analysis and evaluation of coverage issues, and it has experience litigating coverage disputes through declaratory judgment actions, garnishment actions and other proceedings in state and federal courts throughout the Midwest.

Additionally, SWRS has defended insurance companies in litigation of the rapidly changing and expanding realms of bad faith tort claims, vexatious refusal penalties and other extra-contractual liability. Our experience handling matters under the many types of policies, including:

  • Commercial General Liability
  • Homeowner’s
  • Commercial Property
  • Personal Lines Auto Liability
  • Business Auto Liability
  • Trucking Policies
  • Uninsured/Underinsured Coverage
  • PIP/No Fault Coverage
  • Director’s and Officer’s Policies
  • Professional Liability Policies
  • Life Insurance
  • Umbrella/Excess Policies
  • Follow Form Excess Policies

SWRS’ coverage lawyers have worked on coverage issues in a wide variety of disputes, such as:

  • Defective construction claims
  • Premises liability
  • Business operations liability
  • Products-completed-operations hazard
  • Indemnity claims (“insured contracts”)
  • Stacking of coverage under auto policies
  • Professional malpractice claims
  • Claims made policies
  • Trigger and allocation of coverage for long-tail exposure
  • Priority of coverage between insurers
  • Coverage under trucking vs. non-trucking (bobtail) policies
  • Pollution exposure
  • Employer’s liability
  • Bad faith and other extra-contractual claims